Economic Security

Helping low-income families achieve economic security

In the past decade, an increasingly complex financial landscape has often led to consumer confusion and poor financial decision making. At the same time, reduced regulatory safeguards have allowed increased predatory lending practices, particularly within communities of color and among low-income households. The ensuing housing crisis has affected the economic security of individuals, families and entire communities. To build a buffer against economic adversity and increase prosperity, people need financial education as well as opportunities to save, invest and preserve financial assets.

Download our Interim Report and Final Report guidelines.

Economic Impact Brief

Combining Financial Education and Asset Building

Anti-Payday Lending Policy Advocacy

Application Opens: June 8, 2015
Information Session: June 16, 2015, 10-11 a.m.
Proposals Due: July 10, 2015

Application Opens: August 24, 2015
Information Session: August 31, 2015, 2-3 p.m.
Proposals Due: September 25, 2015

Targets increasing the availability of sound financial education and savings programs to help low and moderate income people build financial assets for long-term economic well-being. Targets the promotion of policy advocacy and educational activities to curb predatory payday lending.
Grants support programs that:
  • Expand effective existing programs that demonstrate a combined financial education and asset-building approach and can be scaled to impact larger numbers of individuals.
  • Introduce pilot interventions that show the potential for breaking new ground in the financial education and asset development area.
  • Demonstrate innovation in the way programs are conceived, structured or delivered in order to increase efficiency and scale.
Grants support programs that:
  • Raise the awareness of key stakeholders and the public about the negative effects of payday lending on household financial health and mobilize public support around the issue.
  • Advocate changes in municipal laws to inhibit new payday lending establishments in local jurisdictions.
  • Collaborate or coordinate efforts to leverage technical expertise, communication efforts and advocacy know-how to achieve policy impact.