Small Business Relief Fund

Small Business Relief Fund

Donate to Small Businesses


Help for Small Businesses

Hosted by Silicon Valley Community Foundation, the Small Business Relief Fund will provide immediate support to struggling self-employed and small business owners. SVCF will partner with Opportunity Fund, California’s largest nonprofit microlender, to ensure critical capital remains available to these entities throughout this crisis.

WHO: Self-employed individuals and small businesses.

WHAT: Technical assistance as well as loan and grant funding to provide relief and/or liquidity for self-employed individuals and small businesses. The type of support provided by Opportunity Fund to each business will depend on the business’ current situation.

  • Loan Payment Relief: For some businesses, three months of loan payments may be forgiven. For other small businesses, one to three months of loan payments may be skipped and added to the end of the loan, payable when the loan matures.
  • Affordable Capital: For small businesses that may need new money, a grant may be offered in which 50 percent of the grant amount would go to providing a loan with extended terms and 50 percent would go to a savings account in the name of the borrower.
  • Expert Advice: Small business owners will receive technical assistance, including business plan restructuring, bill payment relief, financial and tax advice, marketing strategies, human resource and layoff aversion support and legal support related to contractual obligations.

WHERE: Self-employed individuals and small businesses throughout California with targeted support for geographies with high concentrations of at-risk businesses.

HOW: SVCF is partnering with Opportunity Fund, California’s largest nonprofit microlender, serving small businesses since 1994. Opportunity Fund will in turn partner with certain CDFIs to expand the scope of services and support to small businesses.

As of November 29, the Small Business Relief Fund has provided Opportunity Fund with
$3,512,463 for California businesses.

IMPACT: This new fund will reach hundreds of small businesses throughout California. As an example, for each $1 million contribution, 500 small business owners will receive immediate debt relief or 225 will get help with securing responsible credit.

This new fund should allow the flexibility for Opportunity Fund to help businesses most in need and preserve their survivability while leveraging the fund to help even more borrowers. In other words, the best utilized fund will continue to recycle and create a multiplier effect so that more businesses can get access to loans/grants and the fund is not depleted.

Request Assistance

SVCF will partner with Opportunity Fund as the lead agency to provide loan payment relief, affordable capital, and expert advice. Opportunity Fund will partner with other Community Development Financial Institutions (CDFIs) in California that are lending to small businesses in their communities and don’t have the scale, experience or capacity to support their borrowers during these times.

Contact Opportunity Fund »
Learn More »


Current SVCF fundholders may make contributions to the COVID-19 Regional Response Fund directly from their charitable funds via the donor portal. Fundholders may also email with questions.

If you would like to send a check, please write "6020 – COVID-19 Small Business Relief Fund" in the memo line and mail to:
Silicon Valley Community Foundation - Gift
Small Business Relief Fund
PO Box 399235
San Francisco, CA 94139-9235

If you're utilizing overnight delivery by courier, please mail to:
Lockbox Services Box #399235
Silicon Valley Community Foundation – Gift
Small Business Relief Fund
3440 Walnut Avenue, Bldg A, Window H
Fremont, CA 94538

Learn More

Please contact Gina Dalma, SVCF’s executive vice president of community impact,